THE ANTIQUE CANNABIS BOOK
Chapter 3 - (2nd Edition)
CENSORED MEDICAL STUDIES

CENSORSHIP
OUR BANKING SYSTEM
UNDER THE INFLUENCE

Pay Pal, is no pal
Pay Pal, is no pal

PAGE 4
OUR BANKING SYSTEM; -- NOT ABOVE THE INFLUENCE
POST SCRIPT: The following are bits and pieces of related (financial) stuff:


From a posted email: May 21, 2012
. . . also the feds are going to hydro shops threatening them with closure if they do not disclose who's buying 1000 watt bulbs/fixtures cash and credit cards.   So please be careful.   Use someone that doesn't grow to purchase items like these.

The following is taken word for word from a Norml website –
http://blog.norml.org/2009/10/13/paypal-no-pal-of-medical-marijuana/

Paypal No Pal Of Medical Marijuana
by Allen St. Pierre, NORML Executive Director October 13, 2009


Paypal, the well-known internet payment company has told California NORML that it will no longer accept payments to our “type of business” because we accept listing payments from cannabis-recommending physicians.

After years of offering free listings to physicians and collectives at our website http://www.canorml.org, CaNORML began charging a yearly listing fee to cover our costs last year.

PayPal froze CaNORML’s account in June, saying that by accepting listing fees from collectives, we were violating their Acceptable Use policy, which says, “you may not use PayPal in the purchase or sale of narcotics.”   Although narcotics were not being sold over the CaNORML site, we reluctantly agreed to stop accepting listings fees from collectives that dispense medical marijuana, recognizing that even though they are legal under state law, they are illegal under federal law.   However, we continued to accept payments online from doctors, attorneys, and members.

Now PayPal has stopped accepting payments from the CaNORML site because we continued to accept listing payments from physicians.

Under a ruling upheld by the U.S. Supreme Court (Conant v. Walters, 2003), physicians have the first amendment right to discuss and recommend medical marijuana for their patients, although they may not distribute it or help patients in finding it.   PayPal was informed of this and wrote back, “We are not arguing the legality of this issue; we are simply stating that we have made the business decision to not be involved with this type of business.”

Because of its discriminatory policy and disregard of physicians’ first amendment rights, CaNORML submits that PayPal is not the “type of business” to be used by those who advocate for human rights.   We will file a complaint with the federal banking committee over their practices.

Located in San Jose, California, PayPal was founded in 1998 and was acquired by eBay (California gubernatorial candidate Meg Whitman’s former company) in 2002.

Complain to: PayPal, 2211 N 1st St, San Jose 95131 (408) 376-7400

[Museum Note: This museum left Paypal’s services a year or so back ]


From a posted email: May 30, 2012
Subject:   PAC bank accounts
From:       [Name withheld]
To:             savecannabis@a2c2.us

Just a heads up RABO bank has just canceled our accounts based on the fact that we support the medical/legalization of cannabis.

Please be informed they are trying on every level to stop us! Make sure you are prepared, . . more.

Use Trust accounts.
Keep up the pressure....
Butte County No On Measure A
[Name withheld]



From a posted email: June 4, 2012
From:       Guardian Data Systems
To:             [name withheld]
Sent:         Monday, June 4, 2012
Subject:    Merchant Processing Update - Part 1 of 2

Guardian Header

Dear Friends and Partners,

With sincere sympathy and profound regret we here at Guardian Data Systems are tasked with informing you that on Thursday, May 31st, we received notification from our processor EMS, that they will be suspending all medical cannabis related accounts. June 30th will be the very last day they will accept any transactions from medical cannabis related merchants.

Reliable sources indicate that both Visa and MasterCard have threatened to fine any and all processors who provide merchant services to medical cannabis dispensaries. You will receive a message on your May merchant statement that reads:

PLEASE BE ADVISED THAT YOU MUST BE SURE TO BATCH AND SETTLE YOUR TRANSACTIONS AT THE END OF THE DAY ON SATURDAY, JUNE 30TH. ON JULY 1ST, ONLY DISCOVER TRANSACTIONS WILL RECEIVE APPROVAL. IF YOU FAIL TO BATCH AND SETTLE ON JUNE 30TH YOU WILL RECEIVE AND RB ERROR AND WILL HAVE TO CONTACT EMS CLIENT SERVICES FOR ASSISTANCE. EMS WILL BE MAILING A LETTER AROUND JUNE 20TH TO INFORM YOU OF THE NEED TO BATCH AND SETTLE ON JUNE 30TH. PLEASE CONTACT EMS CLIENT SERVICES OR YOUR GDS REPRESENTATIVE WITH ANY QUESTIONS OR CONCERNS. PLEASE NOTE THAT IF THIS SITUATION SHOULD CHANGE WITH VISA AND MASTERCARD - WE WILL INFORM YOU IMMEDIATELY.

All this obviates the most important question: Where do we go from here? We here at Guardian have one ultimate, long term goal; to change present banking regulation, ideally with legislation, to restore accessibility to traditional banking and merchant accounts enjoyed by every other legitimate and compliant business.

We do understand there is a desperate need for alternative payment solutions rather than cash only transactions because of the vulnerability that method of transacting engenders. Many collective owners, managers, and patients are unable to utilize credit cards or alternative payment solutions properly, and are being shut down for improper coding. So, the door is kicked down and allows free reign for funds to be held indefinitely and indiscriminately, without oversight or any whiff of discretion.

Currently, there are no banks or processors willing to offer transparent merchant accounts in the U.S. Despite this and in the spirit of proactivity, GDS has identified several alternative solutions. We are excited to offer them as they will not only allow you to accept most forms of payment but also add several key benefits. Our banking institutions understand our needs specifically and our alternative payment solutions are properly coded to prevent closure of your account. We offer several payment options to collective owners, as well as patients.

Guardian Data Systems is the only solutions provider presently handling your sector of business with respect to payment processing, technology, and loyalty card solutions. While federal, state and local governments continue an all out assault on our industry from the top down via any means necessary, we at Guardian continue to fight to insure our industry continues to evolve, thrive and prosper. We hope that you will continue to join with us and understand it is in your best interest to do so.

Please be aware that you will be receiving a follow up email within the hour detailing specific solutions for this abrupt, seismic shift of business landscape about to be thrust upon our industry. It will include additional products and services specifically tailored to address your business needs as well as patient demand in light of this upheaval. Give Your Customers A New Way To Pay. Go With Experience. Go With Guardian.

Sincerely,

Lance Ott
Guardian Data Systems, Inc.
Phone – (888)900-0420
Direct - (310)430-3093
Fax - (213)402-3102lance@guardiandatasystems.com
www.guardiandatasystems.com


Guardian Data Systems
222 NE Park Plaza Drive Suite 113
Vancouver, Washington 98684 US



[ CONTINUED ===> ADDENDUM-A ]
===========
FOOTNOTES:
[1]--
http://theava.com/archives/15701 / http://www.dailycensored.com/2012/05/22/24273/
Reference is being made to the: Mendocino Marijuana Museum, 1802 Hwy 128 , Philo, CA 95466 – Now the Mendocino Censored Museum.
[2]-- See Addendum-A
[3]—The website [ http://www.justice.gov/dea/marijuana_position.pdf ] is still active, but if needed the reader can obtain a copy via the musuem.
[4]— June 17 2011 Updated: 08/17/11 (Thomson Reuters Accelus) - http://www.huffingtonpost.com/2011/06/17/medical-marijuana-shops-s_n_879298.html
[5]- Note – We have tried to make contact with Bank of America spokeswoman Shirley Norton, about the matter, but have received no reply.
[6]—Taken from BankersOnLine.com
http://www.bankersonline.com/forum/ubbthreads.php?ubb=showthreaded&Number=1247674
[7]- A copy of the DEA’s position paper can be found at:
http://www.justice.gov/dea/marijuana_position.pdf





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